Great news is beginning to come out of the real estate market nationwide as more homebuyers begin to regain positive equity in their homes. As a result, and as home equity levels keep improving, the move-up homebuyer is coming back! What’s a move-up buyer? A move-up homebuyer is one who is ready and willing to sell their home to replace it with a bigger, often pricier home. Recent improvements in home equity levels have allowed these homebuyers to begin searching for homes for sale in Columbus metro area and really take advantage of the local real estate market.

Andrew Show
Broker, CEBA, CEBA-M, CNE, CSP, ABR-M, e-PRO, GREEN
Buyer’s Resource Realty Services
Serving Metro Columbus, Ohio with Exclusive Buyer’s Agents
7100 North High Street, Suite 204, Worthington, Ohio 43085
614-888-4110 | 888-888-4110 Toll Free | 614-839-4110 Fax

www.BuyersHome.com 
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Andrew Show
Broker, CEBA, CEBA-M, CNE, CSP, ABR-M, e-PRO, GREEN
Buyer’s Resource Realty Services
Serving Metro Columbus, Ohio with Exclusive Buyer’s Agents
7100 North High Street, Suite 204, Worthington, Ohio 43085
614-888-4110 | 888-888-4110 Toll Free | 614-839-4110 Fax

www.BuyersHome.com 
Connect With Me:
Facebook
Twitter

The post Columbus, OH Real Estate— How to Save for the Downpayment appeared first on Columbus Ohio Real Estate | Buyer's Resource Realty Services.

By choosing an Exclusive Buyer’s Broker from Buyer’s Resource Realty Services, you can be assured that your homebuying experience will be timely and that the homes you are shown are in your very best interests. Your Exclusive Buyer’s Broker will work exclusively for you— they possess no seller’s listings or participate in any seller representation. Your financial capabilities and price intentions are kept confidential and while the Exclusive Buyer’s Broker may relay the seller’s motives to you, you can be assured they will always work to serve your wants and needs in real estate.

Another way your Exclusive Buyer’s Broker will take on a heightened role is in pointing out the general weaknesses of a property, in addition to its strengths without any bias. They will negotiate exclusively on your behalf as the homebuyer and work for the best available purchase price, terms and conditions of the deal. As part of your purchase contract, we will offer an independent property inspection with a written report and a “home warranty” program, so you can rest knowing you made the right decision as a new homebuyer.

Homebuying can be a lot to take on. Eliminating all Insider Trading, Conflicts of Interest, Double Dipping on the commission, and instead focusing only on your needs as the buyer is the best decision you can make. Your Exclusive Buyer’s Broker at Buyer’s Resource Realty Services pledges to you their loyalty to get the right house and the best price and terms for you exclusively to put you one step above the rest!

Andrew Show
Broker, CEBA, CEBA-M, CNE, CSP, ABR-M, e-PRO, GREEN
Buyer’s Resource Realty Services
Serving Metro Columbus, Ohio with Exclusive Buyer’s Agents
7100 North High Street, Suite 204, Worthington, Ohio 43085
614-888-4110 | 888-888-4110 Toll Free | 614-839-4110 Fax

www.BuyersHome.com 
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Buying a home and making the happy transition into homeownership tends to be a lifelong goal for many individuals. In fact, as the infographic also points out, homeownership is considered to be the biggest indicator of status by all groups. Recent real estate details that have emerged have found individuals who are not currently homeowners believe they will purchase a home in the next ten years and many of them have already begun saving for their future home’s down payment.

The Columbus area itself boasts a culture rich in diversity and offers a variety of places to call home. In terms of housing, schools, community, entertainment, shopping, the arts, sports, and dining— Columbus has it all! In the survey, over half of each group found the suburbs to be an ideal place to purchase a home. Have you determined which location will be the best for your family?

Buyer’s Resource Realty Services has over 40 years of combined real estate experience and involvement in the Central Ohio and Columbus area. By choosing an Exclusive Buyer’s Broker,  you have the opportunity to get the right home, save money, and receive complete loyalty and advocacy. Let Buyer’s Resource Realty Services show you the importance of having a real Exclusive Buyer’s Broker in your home buying process.

Andrew Show
Broker, CEBA, CEBA-M, CNE, CSP, ABR-M, e-PRO, GREEN
Buyer’s Resource Realty Services
Serving Metro Columbus, Ohio with Exclusive Buyer’s Agents
7100 North High Street, Suite 204, Worthington, Ohio 43085
614-888-4110 | 888-888-4110 Toll Free | 614-839-4110 Fax

www.BuyersHome.com 
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The Great Outdoors
The time is now to landscape your property— including adding plants, flowers, mulch, and more. If you haven’t done so yet, add a layer of mulch to your vegetable and flower gardens to help conserve moisture this summer. Consider creating an outdoor room to spend your time in during the warmer months. A sculpture, fireplace or fire pit, fountain, and lounge furniture can turn any backyard into an outdoor oasis. Next up, your summer gear. Sift through all of your outdoor tools and gadgets to make sure they are in working order. If not, time to fix, replace, or toss.

The Ideal Indoors
Freshen up your indoor spaces by doing a deep clean and donating what you no longer use. Upgrade fixtures that are no longer working or out of date— kitchen hardware, shower fixtures, lighting, and even old cabinets. It doesn’t need to cost a lot of money to transform your metro Columbus area home this summer. Just by replacing old fixtures or updating with a fresh coat of paint, you’ll find time more enjoyable.

Decorating the Spaces
Decorating your property in the metro Columbus area doesn’t need to be extensive. In fact, use what you have. A collection of plates in varying shapes and sizes can dress up a bare wall in no time. Grab a set of colorful throw pillows and move them to your outdoor room to make the space even more inviting.

Inspect Everything
Rails, steps, porches, and bannisters should be inspected at least once a year. Repair any sign of wear and tear, loose nails, or broken boards. And with summer ready to bring in warm air, you’ll want to inspect your HVAC system and attic vents to ensure they’re working properly to handle the heat.

Buying a home in Columbus, OH? Find out How to Buy a Home Like a Pro with our free e-book or contact us for more information on making your homeowner dreams a reality.

Andrew Show
Broker, CEBA, CEBA-M, CNE, CSP, ABR-M, e-PRO, GREEN
Buyer’s Resource Realty Services
Serving Metro Columbus, Ohio with Exclusive Buyer’s Agents
7100 North High Street, Suite 204, Worthington, Ohio 43085
614-888-4110 | 888-888-4110 Toll Free | 614-839-4110 Fax

www.BuyersHome.com 
Connect With Me:
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So, what is it that you should be focusing on? I thought that I’d quickly outline a few things that you should consider before making an offer on a home. All of them are need-based. In my experience, if you focus more on needs and less on wants, you’ll have less of a likelihood of experiencing buyer’s remorse after purchase. Here are things that you could ask yourself as you start a house search:

•    Am I planning on starting or growing a family? Your future plans should play a role in the size of the home that you buy. You don’t want to find yourself with too much or too little house to live in.
•    Can I make monthly payments on this home? Remember, your monthly expenses include more than just a mortgage. You have to take into account your living expenses, homeowner’s insurance, taxes and your other bills. It’s important to have an idea of what your budget is outside of just the mortgage, because it will help you figure out how much home you can really afford.
•    Is the neighborhood conducive to my needs? You could have the fanciest, most amazing house to ever hit the Columbus real estate market, but if you don’t like the town you live in then you’ll never be completely happy. You should absolutely focus on the environment a home is in just as heavily as you do on the property itself.

You’ll likely notice that all of these things are far more related to what you need in a lifestyle than what you want in a home. This is the wisest, most successful approach to take when house-hunting. Sure, it’s easy to be tempted by what we really want. The prospect of living in a home with the amenities that you’ve always dreamed of having can be too great to pass up. Once you settle in and start living “the dream”, however, you’re going to regret your choice if all of your needs aren’t meant.

Feel free to contact me today with questions about buying a home. I’d be happy to help you in any way that I can. Happy house-hunting!

Andrew Show
Buyer’s Resource Realty Services
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The post Want vs. Need: The Struggle for Columbus Home Buyers appeared first on Columbus Ohio Real Estate | Buyer's Resource Realty Services.

Get Serious: Like I mentioned, you’re not the only needle in a haystack looking for that perfect buy. With that said, it’s time to get serious about your home search and make sure you’re taking the right steps to find the home that suits your wants, needs and lifestyle. Let’s start with making an offer. In this market, it’s okay to want a great deal – but don’t use that as an excuse to make a low-ball offer. If the price of the home is already within reasonable market value, the seller may not take your bid seriously, and there are other buyers out there that will offer close to (or even above) asking price. If you’re serious about finding the right home, your Columbus, OH Exclusive Buyer’s Agent will help you write a realistic offer that will keep you in the game and get you that home!

Study: Along the lines of determining the right offer price, you and your Columbus Buyer’s Agent will also need to study the comparable nearby sales. Limit the search to recent transactions and don’t look beyond six months. In the ever-changing real estate market, a sale that occurred more than six months ago isn’t considered “recent.” Keep in mind that price isn’t all that matters. Average days on the market will also play a role in how you make an offer.

Research Your Credit: This should actually be the first thing on the list. Any Exclusive buyer’s broker will advise you not to enter a real estate transaction of any kind until you have researched your own credit report. This will dodge the delay and headache of financial surprises as you get further into your purchase. In fact, it’s best to be preapproved before making an offer, or at the very least letting your bank determine the range in which you will qualify. So before you start seriously searching, you will know how much you can afford and be able to narrow down your options in that respect.

Negotiate: Five years ago, many home sales involved intense bidding wars where would-be home buyers often didn’t stand a chance unless they came in above asking price from the start. Today, most home sales don’t reach asking price, so having strong negotiation skills is key to getting the home you want at a price you believe is both fair and realistic.  Study the house inside and out and point out anything that you think could have an effect on the price of the home. If the seller is motivated they will hear you out! If you aren’t comfortable with negotiating on your own, discuss your concerns with your Columbus, OH Buyer’s Agent and we’ll do the talking for you.

Consider All Options: Short-sales and foreclosures can sometimes take a bad rap in the real estate market, but they shouldn’t be eliminated from you search. Often times the best deals are found with short-sales and foreclosures, the only downside is that these types of sales take more time to close and may involve jumping through more financial hoops. My advice? Be prepared.

If you’re ready to search for your Columbus, OH home, I hope these tips have given you a leg up in the process. If you still have questions, feel free to contact me anytime. I look forward to being your go-to guide for all things Columbus, OH real estate!

Andrew Show
Buyer’s Resource Realty Services
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While lending restrictions are gradually loosening, there are still a number of things that you need to do in order to be successful when applying for a mortgage loan. Here are a few things to avoid right after applying in order to ensure a speedy and stress-free loan process:

Don’t deposit large amounts of cash into your bank account. Your lender needs to be able to source and track all of your money as they review your application. Cash is not really traceable. Small deposits that are easily explained are okay, however large cash gifts and their source are not. If you need to deposit a large sum, contact your loan officer and discuss the best way to document it.

Avoid large purchases. Buying things such as a new car or new furniture, however needed they may be, is not wise after applying for a loan. Additional monthly debt payments will take away from your potential mortgage payment. This can take you from being a qualified borrower to a risky one. Prioritize what needs to be purchased and hold off on other large items until after your closing.

Don’t co-sign any additional loans. You are obligated when you put your signature on a loan for someone else, and with that comes higher debt ratios. You become a riskier borrower. Even if you won’t be the one making the monthly payments on that loan, your lender WILL count it against you.

Refrain from changing bank accounts. Remember, your lender needs to be able to easily track all of your assets before you’re approved. In order for this to be done both accurately and quickly, your accounts need to be consistent, and changing bank accounts can complicate things. Even transferring money between accounts can get confusing. Talk to your lender before making decisions about where to place your money.

Don’t apply for new credit. When you have a credit report that has multiple financial channels on it, your FICO score will be affected. Lower credit scores will determine your interest rate and alter your eligibility for approval. Applying for new credit, whether it is for a car or a new new credit card, will affect your score, and that can potentially alter your eligibility for a loan.

Try not to close any credit accounts. There’s a common myth out there that having less available credit for review will make you a less risky borrower, thus bettering your chances for approval. This is inaccurate. A major component of your credit score is length and depth of history. Your total usage of credit is also a factor. Closing a credit account will actually negatively impact your score, as you are negating some of that history that you have built.

Avoiding these common errors after applying for a mortgage on your Columbus, OH home will certainly help the home buyer process move much faster. Obtaining a loan can be a stressful part of the transaction, however if you know which behaviors to avoid and which documents you need for the application, then everything will go much more smoothly. If you have any questions about buying a home on the Columbus, OH real estate market, don’t hesitate to contact me. I’d be happy to help you in any way that I can and put you in touch with some lenders in the Columbus area. I hope to hear from you soon!

Andrew Show
Buyer’s Resource Realty Services
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The post What NOT to do After Applying for a Mortgage in Columbus! appeared first on Columbus Ohio Real Estate | Buyer's Resource Realty Services.

1.    Exclusive Buyer’s Agents do NOT participate in dual agency. We consider it unethical to work on behalf of a buyer and seller in the same transaction. How can any Columbus real estate professional claim to be looking out for the best interest of one party if they’re also helping the other? Exclusive Buyer’s Agents work ONLY with home buyers, ensuring that they will look out for your best interest and yours alone, during a transaction.

2.    Exclusive Buyer’s Agents do NOT list homes or represent sellers. Part of our commitment to adhering to the highest ethical standards in real estate is to work only with buyers. We represent solely the best interests of this party in every transaction, reassuring our clients that we are only working in their best interest.

3.    Exclusive Buyer’s Agents will show their clients all types of properties. From listings from a variety of agents to For Sale By Owner homes to distressed properties, we will present our clients with all of the options. We’ll work with you to find the property that best fits your needs.

4.    We offer a unique relationship of trust to our Buyer-Clients. Because of our goals and priority to work in the best interest of the buyer, the majority of people who use an Exclusive Buyer’s Brokerage for their Columbus home search trust their agent. Oftentimes, people are hesitant to trust the real estate agent that they work with due to dual agency or the fact that they are showing buyers the listings that they’re selling. In this transaction, you have an advocate who is working 100% for you.

These are just a few of the many reasons why working with an Exclusive Buyer’s Agent may be the right choice for you as you embark on your Columbus, OH real estate transaction. Buying a home is a stressful process, and it’s easy to get overlooked as a buyer in favor for seller demands. When you use an agent who works ONLY on the behalf of the buyer’s side of a transaction, you can feel confident knowing that you’re getting the full support of the real estate professional that you’re working with.

If you have any questions about what an Exclusive Buyer’s Brokerage can do for you during your Columbus real estate transaction, don’t hesitate to contact me and ask. I’ll explain our goals and how we can help guide you throughout your home search. I hope to hear from you soon.

Andrew Show
Buyer’s Resource Realty Services
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Start Your Columbus Home Search
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