The New Year is nearly upon us, and that means the next home buying season is right around the corner! In recent years, home buying in Metro Columbus ramped up right after the Super Bowl,...
According to a recent consumer survey by TD Bank, home buyers remain stressed about the mortgage process, even though the lending environment has improved. Overall, buyers want better information about the mortgage process up front,...
Columbus home buyers may find the mortgage application to be an intimidating process, one that is only slightly less stressful than an IRS audit. But fear not! Mortgage lenders actually want to lend you money, because that’s...
CoreLogic’s latest report shows that home equity has improved for millions of homeowners across the country. However, some homes remain in negative equity positions and have a ways to go. In Ohio, it is estimated that 18%...
If you experienced a foreclosure, short sale or bankruptcy during the Great Recession, there’s good news: you might be able to buy a home sooner than you think. The Federal Housing Administration’s “Back to Work” mortgage program...
Columbus home buyers are often concerned about the amount of money needed for a down payment. Lenders became stingy during the housing downturn, requiring as much as 20% down. Many home buyers found it impossible...
For the past 20 years, FICO has dominated credit score tabulation. Your FICO score often determines whether or not your loan request is approved – and what rate of interest you will pay in the...
2013 will not simply be a repeat of the 2012 market we saw in Columbus. If you’re thinking of buying a home this year, you’ll need to do some spring training to get into the game! Mortgage Rates, Rules and...
If you are preparing to buy a home in Columbus, OH, your credit report will be a big part of your mortgage approval process. A strong credit score not only makes the difference between a...
In a word – YES. Let me tell you about the conditions. The Wall Street Journal recently talked about this, and I have thoughts to add on the matter. Much depends on how long ago...